| Rank | Bib | Name | Affiliation | Time | Gap | Category |
| 1 | 84 | Chris HAHN | | 47:16. | 47:16 | 55+ 1-4 |
| 2 | 80 | Richard MEEKER | | 47:16. | s.t. | 55+ 1-4 |
| 3 | 79 | Greg FENTON | | 47:17. | s.t. | 55+ 1-4 |
| 4 | 83 | Douglas POMERANZ | davis phinney | 47:17. | s.t. | 55+ 1-4 |
| 5 | 104 | Robert KNOCK | Carefast | 47:18. | s.t. | 55+ 1-4 |
| 6 | 96 | Douglas DALUISIO | Team Simple Green/Specialized/R | 47:19. | s.t. | 55+ 1-4 |
| 7 | 162 | Daniel NICOLETTE | BBI-SIC | 47:34. | 18 | 60+ 1-4 |
| 8 | 112 | Edwin ROJAS | | 47:34. | s.t. | 55+ 1-4 |
| 9 | 82 | Scott WINZELER | Carefast | 47:34. | s.t. | 55+ 1-4 |
| 10 | 81 | Steve STRICKER | | 47:34. | s.t. | 55+ 1-4 |
| 11 | 77 | Joseph WEICKGENANT | | 47:34. | s.t. | 55+ 1-4 |
| 12 | 155 | Cyril HUNTE | BestVIP - Mazda p/b Eibach | 47:35. | s.t. | 60+ 1-4 |
| 13 | 158 | Dale LUEDTKE | | 47:35. | s.t. | 60+ 1-4 |
| 14 | 109 | James NELMS | Pinnaclife Racing Team | 47:35. | s.t. | 55+ 1-4 |
| 15 | 106 | Fernando LINDO | | 47:35. | s.t. | 55+ 1-4 |
| 16 | 108 | Craig MILLER | | 47:36. | s.t. | 55+ 1-4 |
| 17 | 91 | Ivan Reynaldo BELTRAN | Team Simple Green/Specialized/R | 47:36. | s.t. | 55+ 1-4 |
| 18 | 114 | Steve SOUISA | | 47:36. | s.t. | 55+ 1-4 |
| 19 | 154 | Bruce HARTLEY | Team Simple Green/Specialized/R | 47:36. | s.t. | 60+ 1-4 |
| 20 | 165 | Malcom HILL | | 47:36. | s.t. | 60+ 1-4 |
| 21 | 156 | Robin KINNEY | | 47:37. | s.t. | 60+ 1-4 |
| 22 | 117 | Richard WITTENBERG | | 47:37. | s.t. | 55+ 1-4 |
| 23 | 107 | David MACK | Methods to Winning Masters | 47:38. | s.t. | 55+ 1-4 |
| 24 | 102 | Travis JOHNSON | Methods to Winning Masters | 47:38. | s.t. | 55+ 1-4 |
| 25 | 92 | Joaquin BLANCO | | 47:38. | s.t. | 55+ 1-4 |
| 26 | 103 | Michael JOSEPH | Team Simple Green/Specialized/R | 47:39. | s.t. | 55+ 1-4 |
| 27 | 111 | James PERREN | SDBC/EMERALD TEXTILES p/b UC Cy | 47:42. | 26 | 55+ 1-4 |
| 28 | 89 | Robert ALLEN | Big Orange Cycling p/b Beachbod | 47:42. | s.t. | 55+ 1-4 |
| 29 | 110 | Louie PEICK | | 47:43. | s.t. | 55+ 1-4 |
| 30 | 76 | Gary WALL | BBI-SIC | 47:45. | 29 | 55+ 1-4 |
| 31 | 160 | Steve MATSON | JoeFroyo Racing p/b Old Town Bi | 47:46. | s.t. | 60+ 1-4 |
| 32 | 98 | John HERSHOCK | Team Simple Green/Specialized/R | 47:51. | 35 | 55+ 1-4 |
| 33 | 113 | Richard SAVITT | Canyon Velo | 47:51. | s.t. | 55+ 1-4 |
| 34 | 78 | Steve GREGORIOS | BBI-SIC | 47:55. | 39 | 55+ 1-4 |
| 35 | 94 | Frank CARONE | | 48:16. | 1:00 | 55+ 1-4 |
| 36 | 90 | Frederick ARELLANO | BBI-SIC | 48:22. | 1:06 | 55+ 1-4 |
| 37 | 153 | Thomas GATES | G S Adams Avenue Bicycles | 48:30. | 1:14 | 60+ 1-4 |
| 38 | 85 | Robert HAYES | RADSPORT | 48:30. | s.t. | 55+ 1-4 |
| DNF | 105 | John KOGA | Team Simple Green/Specialized/R | | | 55+ 1-4 |
| DNF | 93 | Robert BLASWICH | Pinnaclife Racing Team | | | 55+ 1-4 |
| DNF | 151 | Lothar CRAMER | Team Simple Green/Specialized/R | | | 60+ 1-4 |
| DNF | 164 | Joseph ZUPPA JR | | | | 60+ 1-4 |
| DNF | 101 | Jeff JOHNSON | DeathRow Velo/RCS | | | 55+ 1-4 |
