| Rank | Bib | Name | Affiliation | Time | Split Time | Laps | Category |
| 1 | 54 | Corey COOGAN CISEK | Power Fix CX | 28:59. | 14:44. | 2 | F 40+ NC |
| 2 | 61 | Rebecca IRELAND | Power Fix CX | 30:35. | 15:18. | 2 | F 40+ NC |
| 3 | 77 | Laura TRACE | Team Oregon p/b Laurelwood Brew | 31:26. | 15:45. | 2 | F 40+ NC |
| 4 | 80 | Kathleen WANAT | | 31:46. | 16:03. | 2 | F 40+ NC |
| 5 | 73 | Ruth SHERMAN | | 32:55. | 16:31. | 2 | F 40+ NC |
| 6 | 79 | Geraldine VANDERHAEGEN | Olympia Orthopaedic Associates | 33:14. | 16:41. | 2 | F 40+ NC |
| 7 | 66 | Vickie MONAHAN | Greater Hartford Cycling Club | 33:37. | 17:40. | 2 | F 40+ NC |
| 8 | 65 | Jean MILLER | Sorella Cycling p/b Hincapie Sp | 34:35. | 17:30. | 2 | F 40+ NC |
| 9 | 62 | Sara KATZ | Gus Cycling | 36:25. | 18:28. | 2 | F 40+ NC |
| 10 | 72 | Cara SCHULTZ | Team Bikenetic | 38:37. | 19:20. | 2 | F 40+ NC |
| 11 | 53 | Kim BEAR | New Mexico Spokettes Racing Tea | 38:45. | 19:44. | 2 | F 40+ NC |
| 12 | 74 | Sharon SLOAN | Back Bay Cycling Club | 39:22. | 19:57. | 2 | F 40+ NC |
| 13 | 69 | Sarah PROCTOR | | 40:04. | 20:53. | 2 | F 40+ NC |
| 14 | 81 | Elizabeth WILLIAMS | Sturdy Girl Cycling Club & Race | 40:38. | 19:58. | 2 | F 40+ NC |
| 15 | 56 | Maria DZIEMBOWSKA | Vanderkitten | 41:36. | 20:36. | 2 | F 40+ NC |
| 16 | 75 | Michele M SMITH | Hup United | 42:41. | 21:08. | 2 | F 40+ NC |
| 17 | 58 | Lisa FITZGERALD | | 43:34. | 22:19. | 2 | F 40+ NC |
| 18 | 57 | Lara FISHER | KUHL Cycling Team | 49:31. | 25:37. | 2 | F 40+ NC |
| 19 | 55 | Kim DUBORD | Cycling Concepts Racing Team | 24:49. | 24:49. | 1 | F 40+ NC |
| 20 | 63 | Julie LOCKHART | Northeast Bicycle Club NEBC | 49:23. | 49:23. | 1 | F 40+ NC |
| DNS | 78 | Laura VAN GILDER | Van Dessel Factory Team | | | 0 | F 40+ NC |
| DNS | 52 | Stacey BARBOSSA | Colavita Midatlantic Womens Te | | | 0 | F 40+ NC |
| DNS | 59 | Deirdre GARVEY | Boulder Cycle Sport/ YogaGlo | | | 0 | F 40+ NC |
| DNS | 71 | Michele SATROWSKY | Riverside Racing | | | 0 | F 40+ NC |
| DNS | 64 | Susan LYNCH | Bikeway Source/Bell Lap Racing | | | 0 | F 40+ NC |
| DNS | 67 | Karen NASH | Riverside Racing | | | 0 | F 40+ NC |
| DNS | 76 | Maurine SWEENEY | Racer X Cycling | | | 0 | F 40+ NC |
| DNS | 70 | Kristi PROUGH | Soundpony Triad Bank | | | 0 | F 40+ NC |
| DNS | 68 | Linda PIERCE | Exposition Wheelmen | | | 0 | F 40+ NC |
| DNS | 60 | Christine HALL | State 9 Racing | | | 0 | F 40+ NC |
